Effective Date: September 2026

This website, SotiriaHuggins.com, is operated by Sotiria Huggins. By accessing or using this website, you agree to these Terms of Use.

1. Website Content

The content provided on SotiriaHuggins.com is for educational, informational, and inspirational purposes. While care is taken in preparing the information presented, you are responsible for determining how it applies to your individual circumstances.

Nothing on this website constitutes legal, financial, tax, medical, or other licensed professional advice.

2. Intellectual Property

Unless otherwise stated, original written content, digital products, educational materials, graphics, branding, and other original materials on SotiriaHuggins.com are owned by Sotiria Huggins and are protected by applicable intellectual property laws.

Content may not be copied, reproduced, distributed, republished, sold, or used commercially without prior written permission.

3. Digital Products

Digital products purchased through SotiriaHuggins.com are provided for the purchaser’s personal use unless otherwise expressly stated.

Purchase of a digital product does not transfer ownership of the product or its intellectual property. Digital products may not be copied, shared, distributed, reproduced, resold, or made available to others without written permission.

Forms, worksheets, templates, and similar materials included within educational products are provided for educational purposes and are not legal forms or legal advice.

4. No Guarantees

Educational information, resources, products, and guidance provided through SotiriaHuggins.com do not guarantee any particular business, financial, professional, or personal result.

Individual results depend upon many factors, including the decisions and actions of the individual using the information.

5. Third-Party Services and Links

SotiriaHuggins.com may use or link to third-party websites, platforms, payment processors, or other services. Sotiria Huggins is not responsible for the content, policies, availability, or practices of third-party services.

6. Limitation of Liability

To the fullest extent permitted by applicable law, Sotiria Huggins is not responsible for losses or damages arising from reliance upon or use of the information, products, or resources provided through this website.

7. Changes to These Terms

These Terms of Use may be updated periodically. Any revisions will be reflected by the effective date displayed at the top of this page.

8. Governing Law

These Terms of Use are governed by the laws of the State of South Carolina, except where applicable law provides otherwise.

9. Contact

Questions regarding these Terms of Use may be submitted through the contact information provided on SotiriaHuggins.com.